How Our Business Loan Comparison Works
1. Tell Us About Your Business Needs
Share your funding requirements - working capital, equipment, expansion, acquisition, or bridging finance.
2. Get Matched With Business Finance Specialists
We connect you with brokers who specialize in business lending and have relationships with dozens of business-focused lenders.
3. Compare Your Options
Review loan options side-by-side including interest rates, fees, repayment terms, and security requirements.
4. Secure Your Funding
Your broker will prepare your application, liaise with lenders, and ensure you get the best possible terms for your business.
Business Loan Types
Term Loans
Traditional business loans with fixed or variable rates. Ideal for specific purchases or projects with predictable funding needs.
Business Lines of Credit
Flexible revolving credit facility. Draw down funds as needed and only pay interest on what you use. Perfect for managing cash flow.
Equipment Finance
Specialized loans for purchasing business equipment, machinery, or vehicles. The equipment itself serves as security.
Invoice Finance
Convert unpaid invoices into immediate cash. Maintain cash flow while waiting for customers to pay.
Commercial Property Loans
Finance for purchasing or refinancing business premises, warehouses, or commercial property investments.
Common Uses for Business Loans
Working Capital
Smooth out cash flow fluctuations, purchase inventory, cover operational expenses, or bridge seasonal gaps.
Business Expansion
Open new locations, enter new markets, increase production capacity, or scale your operations.
Equipment & Technology
Purchase machinery, vehicles, technology, or tools needed to improve efficiency or increase capacity.
Marketing & Growth
Fund marketing campaigns, hire key staff, develop new products, or invest in business development.
Debt Consolidation
Consolidate multiple business debts into one manageable loan with potentially better terms and lower overall interest.
Business Loan FAQs
How much can my business borrow? Generally up to 3-4 times your annual revenue for established businesses. Newer businesses may qualify for smaller amounts.
Do I need security? Secured loans typically offer better rates and higher borrowing amounts. Unsecured options available up to $500,000 for qualifying businesses.
What documents do I need? Typically: 2 years of financial statements, recent BAS statements, bank statements, and business plan. Low-doc options available.
How quickly can I get approved? Pre-approval can be obtained within 24-48 hours. Full approval and funding typically takes 3-7 business days depending on complexity.
What if my business is new? Start-up businesses can still access funding, but may need to provide additional security or personal guarantees. Director guarantees are common.
Will my personal credit affect the application? For small businesses, personal credit history is usually considered. Strong business financials can offset average personal credit.
Ready to Grow Your Business?
Start your comparison today and discover flexible business loan options that can help you achieve your growth goals.